For more information on advertising and events, kindly contact :- Wendy Khoo Marketing Director eMail    :  Wendy@CardsNowAsia.com Phone  : +603 7880 4306 Fax      : +603 7880 4307                               Advertising Booking Policy All bookings received shall be considered as final and executable. Any deferment or cancellation must be received and acknowledged in writing. A 25% ad price deferment fee or 50% ad price cancellation fee will be applied to all deferment or cancellation received for more than 90 days from the publicaton date (i.e. the first day of the particular issue). Full fee will be applied for any deferment or cancellation received on or less than 90 days from the publication date. Late Payment Policy All payments due should be paid immediately. Any late payment will be charged with 10% per annum interest at the discretion of Terra-Ju Media Group.